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Editor's choice and 5 star rated, we're the only company in America that offers a free biweekly service. Since 1995 we've been assisting real estate investors and homeowners to save 100's of thousands of dollars on their mortgages. Our time-tested and nationally proven savings strategy is absolutely free. Enroll without obligation right from your desktop within several minutes. Don't buy your next home or investment property without the Mortgage Manager 2000. The whole process from start to finish takes only a few minutes of a homeowners time and yet generates thousands of dollars in savings that would otherwise have to be paid back using conventional methods.

Easy Mortgage Calculator allows you instantly determine your monthly mortgage payments, total payments, total interest and prepayment savings with a fixed interest rate schedule. One time down payment or monthly prepayment calculation options are available. Major banks compete for your mortgage, refinance and home equity loan, make the right choice.

SimpleLoan is a free tool to help you compare and track loans, mortgages, credit cards and other types of debt. See detailed calculations and simple graphic comparisons to help you compare loan, mortgage or credit card offers. Track all your existing loans, mortgages and credit cards and have SimpleLoan work out the fastest payoff order for your loans, saving you time and money.

Calculate accumulated daily interest, remaining balance and number of interest days on a loan or deposit over a selectable period. Selectable compounding period. Selectable calculation method, Equivalent Interest Rate Calculator included for determining effective rates and
daily interest factors, nice printouts with or without your own banner, help in compiled HTML format with links to more web based applications. Real freeware. No spyware, adware or viruses. Go to: www.mw-plus.com/dic.html

Budget Tracker is an easy to use program that will help you track and understand your monthly expenses. Each month you can enter in a number of specific monthly expenses including Rent/Mortgage, Utilities, Grocery, Entertainment, Phone, Medical, Clothing, and more. Each of these is tracked per month, but also a running average is kept for each expense over time. So you can see just how much you spend on average for specific items. Budget Tracker is designed to be easy to enter all your expense data. All the averages and monthly totals are on the main screen so you can get a quick view of your personal finances. Other data that is tracked includes an overall monthly average expenditure as well as the highest month and the lowest month. In the end, Budget Tracker's goal is to help you get a grip on where your money is going allowing you to better manage your finances. New to version 2.0 includes customizable expenses (i.e. you can change Clothing to Tuition or anything else you want to track), improved help, and a printable monthly report on your budget.

Simple Mortgage Calculator instantly determines your monthly mortgage loan payments, total payment amount, total interest and prepayment savings given a fixed interest rate schedule. Monthly prepayment calculation or one time prepayment (down payment) options are also available.

SDK generates virtual printer driver with all the functionality you find in Miraplacid Publisher. You can customize it and embed into your software. With the driver generated with Miraplacid Publisher SDK you can convert (print) any document to an image or web presentation. Anyone can open your document across a broad range of hardware and software, and it will look exactly as you intended - with layout, fonts, and images intact. No one can modify or copy and paste your texts.

After installation on your PC, driver generated with the SDK appears as a new virtual printer in your system. All the documents you print to this "printer" will be accessible from you software via COM interface. You scale the image, adjust hue, saturation and value, get rid of unused white borders, and do some other image processing. Then you can save results images to disk, upload to FTP or HTTP server,or print them to a real printer.

Miraplacid Publisher SDK supports following output formats: PDF, JPEG, TIFF, BMP, PNG, TGA, GIF and Web Presentation. When redirecting to a printer, reduce saturation to save color cartridge or increase value to save black ink. Use borders detector in manual mode to set printing area when you need to print only the document part you need.

Turn "Auto Send" on if you want the driver to send images to chosen destinations without waiting for your input. If you want every document to be saved to an individual file, add {{DATE}}, {{TIME}}, {{IDENTITY}}, {{PAGE}} or {{JOB}} to the file name or path. They will be replaced with current date, time, some unique number, page number and print job id respectively.

SDK is free, but you will need a license to use or redistribute the printer driver it generates.

Create your own online Galleries for free!
The easy and professional software for creating and uploading your personal Online Gallery automatically. Freeware!

Visual Mortgage Loan Calculator is an easy-to-use tool intended to calculate mortgages repayments and create amortization table in a simply way. You don't need extensive knowledge of either finance or computers.
The program allows you to analyze various combinations of loan amounts, interest rates, loan terms, etc. to determine the best possible loan for your budget. This program is excellent for anyone who wishes to keep track of loans and mortgages. This program could help you to choose the right loan and save thousands of dollars through careful loan planning and managing.
Visual Mortgage Loan Calculator was designed to work with Windows 9x, Me, 2000 and XP.

Fast Mortgage Estimator calculates your mortgage payments. Easy to use tool for home purchase planning, Fast Mortgage Estimator shows monthly payment, total payments and total interest paid given the mortgage amount, interest rate, loan term and down payment options.

There have been several requests about the imagery used in various forms on our site. The images are hand-drawn and because of the level of interest in them, we decided to build them into a screensaver. The screensaver features completely hand-drawn and colored images of various different houses and landscapes.

These screensaver will run on any Windows-based computer and is extremely easy to install. All you have to do is downloaded and double click on the icon to begin the installation process. Once installed you will find it as an option by going to your screensaver menu. All you have to do is select it as your default options there. Once you have done so you will find that it activates itself after your default period of time and to be managed in exactly the same way as any other screensaver that came preinstalled on your computer.

We have made every effort to keep the file size of the download as small as possible. We did have to consider that the quality of the images needed to be high and with that in mind we've kept the download size of the file as small as possible so as to make it easily accessible to users with a dial-up connection.

All of the images come from larger hand-drawn pieces that were commissioned for our site, company and to be integrated into any of our software products. In the modern high-tech world of computers it can sometimes be nice to have some old-fashioned art around you. We hope you enjoy the screensaver and if you require any information about reverse mortgages please feel free to visit our web site as we have many articles and software applications that you might find useful at the site.

The screensaver should run on almost any version of Windows and because of its optimized file size it should also be able to run comfortably on older computers. We have made every effort to give the screensaver the widest possible compatibility.

ABC Amber ICL Converter is an advanced tool to extract icons from your ICL (Icon Library) files and convert them to any graphics format you wish (BMP, WMF, EMF, ICO, JPG, GIF, PNG, TIFF, PCX, PCC, DCX, PBM, PGM, PPM, TGA, etc).
The software supports more than 50 languages and can be run from a command line.

Partial Features List:
- imports ICL (Icon Library) files;
- exports to BMP, WMF, EMF, ICO, JPG, GIF, PNG, TIFF, PCX, PCC, DCX, PBM, PGM, PPM, TGA, VST, AFI;
- command line support;
- easy to use and easy to set up;
- BONUS: conversion to PDF (does not need Adobe Acrobat to be installed);
- multiple language support, skin support and more.

This program is aimed towards gamers, It is an automatic (or manual) screenshots convertor. It is automatic because it can convert screenshots without the touch of a button after the game ends. It has options to resize the screenshots, sort them in special directories by date time and profile name using a dir/file mask. It can convert from and to PNG,JPG,TGA,BMP basicly the most commonly used screenshot formats. You can add game profiles for all your games the settings will be saved for later usuage. The program can be run in the background or as a normal working program.

Want to create a screenshot suitable for saving or printing? Then just hit a key on your keyboard. Oh yeah, you'll have to download this program first. There are several hotkey combos to choose from. Once you've chosen your favorite combo, head to the Destination tab and have the screen print out instantly, copy the capture to the clipboard, save it to a specific folder, or even send it through e-mail. You can perform full screen captures, or only capture a specific window. There are also six different image formats to choose from, and each one can be resized. With all the customization capabilities, what more could you ask for?

This free mortgage payment calculator for Windows allows you to quickly calculate mortgage loan payments. Free Mortgage Payment Calculator is a financial calculator designed for Windows 2000, XP and Vista systems. It offers integrated help, provides automatic hints, and offers Wheatworks' integrated Upgrade Center for easy, free, online updates.

An easy to use mortgage calculator that allows you to see a complete breakdown of monthly mortgage payments on your desktop. View monthly payments, amortization, property tax estimates and Private Morgtgage Insurance. Simply enter your property costs, down payment, interest rate and terms, then calculate at the click of a button.

Mortgage Calculation Program to get the monthly payments for your Hypothek. You can change all the details like percentage, price, and time to get the right mortgage for your personal needs.

Use the Hypothek Berechnung Tool for free on the website or on your computer. Play with the different features and find what it is that is important for you in a mortgage.

Various types of financial product that will allows a senior to release the equity in their home have appeared on the market in the last few years. Reverse mortgages as they are commonly known, can be a great type of financial product which can allow you to use the money you have tied up in your main asset to fund your lifestyle in your senior years. There are various types of reverse mortgages available. Some of them will allow you to release all of the equity while some of them will be geared towards partial equity release. Also, you will find that there are different payment structures. Some of them would like to pay out in a lump sum while others will pay in a regular monthly income schedule.

As with any topic that slightly off the beaten track, finding specific invitation can be difficult. This is exactly what our search tool is for. This version of the search tool is Windows-based. If for some reason you don't like installing software or you're not running your computer on a Windows operating system there is also an online version of the search tool that can be used completely free and should run on almost any operating system that you can access the Internet with. We have also tried to keep the size of the downloadable file to a minimum so as to keep our search tool accessible to people who are using dial-up connections.

The search tool has been geared towards the specific subject area so it should be able to return better results than you might normally get. One thing that's very important to remember when searching like this is to not take any one given information source as being accurate. It is very important to cross check all of the information when dealing with something as important as this.

We hope you find our search to useful and if you wish to learn more about the background to reverse mortgages and how they might be useful to please feel free to visit our web site as you will find some useful articles there.

Tampa, Florida it is simply beautiful part of the United States. When using the major search engines to look for information about a specific regional area, it can sometimes be quite difficult to find what you're looking for in a time efficient manner.

We have set up a custom search tool that will allow you to search specifically for the mortgage and real estate information about Tampa, Florida. When considering buying a home, probably the most important part of the process of the research stage.

When using this search till it's important to remember that you should never presume that information from one particular source is 100% accurate. You should always tried to cross check that information from several different sources. Mortgages are very profitable business for the companies involved in providing them and as a result of this is important to remember that allowed the information out there is provided by these commercial institutions. To get a much better picture of the actual landscape you really need to cross check your information in several different places.

The downloadable version of our search tool is a Windows-based application. If you don't wish to install software or you're running a different operating system, there is a completely free online version that you can use without downloading anything at our web site. Whether you choose to use the download or online version you will need an active Internet connection and standard Internet browser to be able to use the search. We have also optimized the size of the download file so as to keep it accessible to people who are using dial-up connections. If you wish to get more solid background information on mortgages in general and more specifically about mortgages in Tampa, Florida then please feel free to visit our web site as you may find the articles there to behelpful in your search for a home mortgage in Tampa, Florida.

This calculator figures your monthly mortgage payment based on the
loan amount, interest rate and length of the loan.

This Free Mortgage APR Calculator for Windows allows you to quickly calculate Annual Perecentage Rates for mortgage loans. Free APR Calculator is a financial calculator designed for Windows 2000, XP and Vista systems. It offers integrated help, provides automatic hints, and offers Wheatworks' integrated Upgrade Center for easy, free, online updates.

Image Viewer is the powerful, compact and easy-to-use image viewer you can use. With Image Viewer you can do the following:- 1- Open a lot of image file formats like JPG,BMP,GIF,TIFF,PNG,PSD,PCX,TGA,WMF,EMF,WBMP,ICO,DIB. 2- Open images also from URL and save them to your disk. 3- Save to several image formats like JPG, BMP, GIF, TIFF, PNG?etc. 4- View images in full screen mode and slideshow mode. 5- View and browse images in Thumbnails view. 5- View and browse images in Thumbnails view. 6- Copy, Cut and Paste images and portions of images. 7- Do some powerful effects like Crop, Resize, Flip, Rotate, Skew, Brightness and Contrast. From the general settings tab you can adjust the following options: 1- Background color of the viewer, click on the color button and choose the desired color and press ok. 2- Specify if the viewer loops around image files while browsing if reaching the end or begin of files. 3- Fit image during browsing. In the Full Screen Settings tab you can set the options of the full screen mode as follow: 1- Current image name display: sets the image name display options. 2- Display the image name in the full screen mode or not, by changing this check (Display in full screen mode). 3- Display the image name in the slide show mode or not, by changing this check (Display in slide show mode). You can adjust the Slideshow mode settings from the Slideshow Settings tab, these settings as follow: 1- Skip damaged and unsupported images during Slideshow: doesn?t show the bad images in the slide show to prevent annoying the user while the Slideshow. 2- Hide mouse pointer during the slide show. 3- Set the delay between each image, enter the value in Milliseconds (Note: 1000 = 1 Second). From the Association Settings tab you can set which files can be associated with the Image Viewer to be viewed with it, you can easily check or uncheck the file or you can select all or deselect all files.

Image Viewer is the powerful, compact and easy-to-use image viewer you can use. With Image Viewer you can do the following:- 1- Open a lot of image file formats like JPG,BMP,GIF,TIFF,PNG,PSD,PCX,TGA,WMF,EMF,WBMP,ICO,DIB. 2- Open images also from URL and save them to your disk. 3- Save to several image formats like JPG, BMP, GIF, TIFF, PNG?etc. 4- View images in full screen mode and slideshow mode. 5- View and browse images in Thumbnails view. 5- View and browse images in Thumbnails view. 6- Copy, Cut and Paste images and portions of images. 7- Do some powerful effects like Crop, Resize, Flip, Rotate, Skew, Brightness and Contrast. From the general settings tab you can adjust the following options: 1- Background color of the viewer, click on the color button and choose the desired color and press ok. 2- Specify if the viewer loops around image files while browsing if reaching the end or begin of files. 3- Fit image during browsing. In the Full Screen Settings tab you can set the options of the full screen mode as follow: 1- Current image name display: sets the image name display options. 2- Display the image name in the full screen mode or not, by changing this check (Display in full screen mode). 3- Display the image name in the slide show mode or not, by changing this check (Display in slide show mode). You can adjust the Slideshow mode settings from the Slideshow Settings tab, these settings as follow: 1- Skip damaged and unsupported images during Slideshow: doesn?t show the bad images in the slide show to prevent annoying the user while the Slideshow. 2- Hide mouse pointer during the slide show. 3- Set the delay between each image, enter the value in Milliseconds (Note: 1000 = 1 Second). From the Association Settings tab you can set which files can be associated with the Image Viewer to be viewed with it, you can easily check or uncheck the file or you can select all or deselect all files.

Image Viewer is the powerful, compact and easy-to-use image viewer you can use. With Image Viewer you can do the following:- 1- Open a lot of image file formats like JPG,BMP,GIF,TIFF,PNG,PSD,PCX,TGA,WMF,EMF,WBMP,ICO,DIB. 2- Open images also from URL and save them to your disk. 3- Save to several image formats like JPG, BMP, GIF, TIFF, PNG?etc. 4- View images in full screen mode and slideshow mode. 5- View and browse images in Thumbnails view. 5- View and browse images in Thumbnails view. 6- Copy, Cut and Paste images and portions of images. 7- Do some powerful effects like Crop, Resize, Flip, Rotate, Skew, Brightness and Contrast. From the general settings tab you can adjust the following options: 1- Background color of the viewer, click on the color button and choose the desired color and press ok. 2- Specify if the viewer loops around image files while browsing if reaching the end or begin of files. 3- Fit image during browsing. In the Full Screen Settings tab you can set the options of the full screen mode as follow: 1- Current image name display: sets the image name display options. 2- Display the image name in the full screen mode or not, by changing this check (Display in full screen mode). 3- Display the image name in the slide show mode or not, by changing this check (Display in slide show mode). You can adjust the Slideshow mode settings from the Slideshow Settings tab, these settings as follow: 1- Skip damaged and unsupported images during Slideshow: doesn?t show the bad images in the slide show to prevent annoying the user while the Slideshow. 2- Hide mouse pointer during the slide show. 3- Set the delay between each image, enter the value in Milliseconds (Note: 1000 = 1 Second). From the Association Settings tab you can set which files can be associated with the Image Viewer to be viewed with it, you can easily check or uncheck the file or you can select all or deselect all files.

Browse4Houses presents a simple, easy-to-use loan calculator, which has been developed in-house and is given away completely FREE! The interface is straightforward and has been designed to be quickly understood.The Browse4Houses Loan Calculator does one job - and one job only - which is to calculate the monthly payment over a set number of years, given a loan amount and interest rate. PLEASE NOTE: the loan calculator is provided for purely illustrative/entertainment purposes only. Anyone intending to embark on a financial transaction should consult expert financial advice through a financial adviser, mortgage adviser or other qualified person! Having said that, the calculator will give a reasonable indication of monthly loan repayments given a loan amount value, the number of years the loan is taken out over, and the interest rate chosen. An extremely handy little application for anyone wishing to investigate the loans and mortgages sectors.

Debt Management Tool is a software program designed to help people in debt manage and understand their financial situation. By entering in your income, debt, and expenses, you can compute your debt situation and figure how long it will take to pay off your debt. By checking off expenses as either "needs" or "wants" you can determine how much quicker you can pay off your debt by making some sacrifices in your monthly expenses. All the data is organized by month. You enter in monthly expenses, monthly income, and current loans or credit card debt along with the interest rate. The program will sum the totals and tell you how long it will take you to pay off all your debt and become completely debt free. You can include or not include expenses into the "needs" total by checking and unchecking the "needs" box. All of the names or labels for expenses and loans/debt can be customized to fit your needs. For example, you can change "rent" to "mortgage" or if you don't have school costs, you can change "school" to "movies" if you spend a lot of money on movies. There are 30 customizable expense items and 10 customizable debt/loan items.

Image Viewer is the powerful, compact and easy-to-use image viewer you can use. With Image Viewer you can do the following:- 1- Open a lot of image file formats like JPG,BMP,GIF,TIFF,PNG,PSD,PCX,TGA,WMF,EMF,WBMP,ICO,DIB. 2- Open images also from URL and save them to your disk. 3- Save to several image formats like JPG, BMP, GIF, TIFF, PNG?etc. 4- View images in full screen mode and slideshow mode. 5- View and browse images in Thumbnails view. 5- View and browse images in Thumbnails view. 6- Copy, Cut and Paste images and portions of images. 7- Do some powerful effects like Crop, Resize, Flip, Rotate, Skew, Brightness and Contrast. From the general settings tab you can adjust the following options: 1- Background color of the viewer, click on the color button and choose the desired color and press ok. 2- Specify if the viewer loops around image files while browsing if reaching the end or begin of files. 3- Fit image during browsing. In the Full Screen Settings tab you can set the options of the full screen mode as follow: 1- Current image name display: sets the image name display options. 2- Display the image name in the full screen mode or not, by changing this check (Display in full screen mode). 3- Display the image name in the slide show mode or not, by changing this check (Display in slide show mode). You can adjust the Slideshow mode settings from the Slideshow Settings tab, these settings as follow: 1- Skip damaged and unsupported images during Slideshow: doesn?t show the bad images in the slide show to prevent annoying the user while the Slideshow. 2- Hide mouse pointer during the slide show. 3- Set the delay between each image, enter the value in Milliseconds (Note: 1000 = 1 Second). From the Association Settings tab you can set which files can be associated with the Image Viewer to be viewed with it, you can easily check or uncheck the file or you can select all or deselect all files.

The Mortgage & Loan Calculator Analyzer is designed to help you track in great detail several mortgages and loans. On a basic level, the program acts as a mortgage calculator allowing you enter basic mortgage parameters like principal, interest rate, payment cycle, compound rate, and term (years). The program will then calculate the monthly payment as well as produce an amortization table showing you the interest and principal paid for each payment. Key to the heart of the mortgage program is the ability to adjust any payment throughout the course of your loan. For example, you can enter in an additional $1000 payment for January 2008 and then $700 for August 2008. The program will then show how this affects the mortgage amortization and final pay off date for the loan. Other features include: multiple mortgages, allowing you to try out different payment options or interest rates to see how they affect your pay off date; amortization table option to show every payment or just an annual summary; final payment figure with PMI, home owners insurance, and property taxes; a simple extra payment parameter that automatically adds to every monthly payment and refigures the mortgage pay off date; various compounding and payment cycle options including monthly, bi-weekly, bi-monthly, annual, and bi-annual. The user interface is simple and easy to use allowing even a novice to analyze their mortgage.

The Mortgage Calculator Collection is a pack of 7 mortgage calculators designed for the UK mortgage market which are free to use on your financial website. These home loan calculators are easy to set up and will blend in perfectly with your existing website theme. Webmasters can change the scripts appearance using CSS and the scripts internal HTML. The scripts are freeware, all we ask is that you retain the "Powered by" hyperlink to our website. Once installed visitors to your site can select the calculator of their choice from the main menu. The user can choose from a Monthly Payment Calculator - Additional Payment Calculator ? How Much Do I Have to Earn? - How Much Can I Afford To Borrow? - How Much Will I Save By Refinancing My Loan? - APR Calculator - Interest Only Monthly Payment Calculator. The user interface is simple and easy to use allowing even a novice to analyze their mortgage.

Using our Amortization Calculator you can figure out easily your mortgage payments. Just put in your loan amonmt, your interest rate and your term in month - the program will take care for the rest. The produced payment schedule contains balance, principal, interest, payment and total interest for every month.

Image Viewer is the powerful, compact and easy-to-use image viewer you can use. With Image Viewer you can do the following:- 1- Open a lot of image file formats like JPG,BMP,GIF,TIFF,PNG,PSD,PCX,TGA,WMF,EMF,WBMP,ICO,DIB. 2- Open images also from URL and save them to your disk. 3- Save to several image formats like JPG, BMP, GIF, TIFF, PNG?etc. 4- View images in full screen mode and slideshow mode. 5- View and browse images in Thumbnails view. 5- View and browse images in Thumbnails view. 6- Copy, Cut and Paste images and portions of images. 7- Do some powerful effects like Crop, Resize, Flip, Rotate, Skew, Brightness and Contrast. From the general settings tab you can adjust the following options: 1- Background color of the viewer, click on the color button and choose the desired color and press ok. 2- Specify if the viewer loops around image files while browsing if reaching the end or begin of files. 3- Fit image during browsing. In the Full Screen Settings tab you can set the options of the full screen mode as follow: 1- Current image name display: sets the image name display options. 2- Display the image name in the full screen mode or not, by changing this check (Display in full screen mode). 3- Display the image name in the slide show mode or not, by changing this check (Display in slide show mode). You can adjust the Slideshow mode settings from the Slideshow Settings tab, these settings as follow: 1- Skip damaged and unsupported images during Slideshow: doesn?t show the bad images in the slide show to prevent annoying the user while the Slideshow. 2- Hide mouse pointer during the slide show. 3- Set the delay between each image, enter the value in Milliseconds (Note: 1000 = 1 Second). From the Association Settings tab you can set which files can be associated with the Image Viewer to be viewed with it, you can easily check or uncheck the file or you can select all or deselect all files.

Simple Commercial Loan spreadsheet calculator. Easy to use free solution to calculate your interest and payments for your commercial loan

Loan & Mortgage Calculator. You can calculate your loan plan using this tool. Just type your loan amount, loan length, annual interest and pay periodicity and you will get the detail of your loan payment.

A lot of musicians have started their recording careers from simple beginnings, ie, recording in their basements, a spare room or a friend's garage. This is because recording in a professional studio is very costly, and since it will take a long time to perfect that particular cut, recording costs will just be too much. For bands who are just hoping to get the attention of potential record producers, spending a lot on renting studios will not seem like an economically viable option. Hence, most start-up bands turn to making a home studio to cut costs. It saves precious dollars and even makes the experience much more fun.

TargaReName is a small app that will rename *.tga files that are somtimes used in HD Mpeg encoders, this app will easly and quickly rename and re sequence the files. If you have ever played around with HD encoding you know how many file you can have for just encoding and creating short HD Mpeg content so having an easy way to add in *tga file is a god send. Can't guarantee that it will work with all nameing formats so test it out on a cople of first. If you do have problems send me an email and I will see what I can do in adding in that naming sequence. AndyR