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Editor's choice and 5 star rated, we're the only company in America that offers a free biweekly service. Since 1995 we've been assisting real estate investors and homeowners to save 100's of thousands of dollars on their mortgages. Our time-tested and nationally proven savings strategy is absolutely free. Enroll without obligation right from your desktop within several minutes. Don't buy your next home or investment property without the Mortgage Manager 2000. The whole process from start to finish takes only a few minutes of a homeowners time and yet generates thousands of dollars in savings that would otherwise have to be paid back using conventional methods.

Calc98 is a pocket calculator simulator program for the Microsoft Windows operating system. It includes a comprehensive set of conversions, constants and physical property data, a built-in periodic table of the elements, number base conversions, vectors, matrices and complex numbers. It is especially designed for scientific and engineering users, students and teachers and it is also widely used in finance and medicine.

A fun, fully functional tarot themed calculator complete with graphics, animation, and sound. Use your mouse or keypad. Minor Arcana symbols spin and 'tinkle' and startup. Tarot cards replace the standard keys. Keys glow when moused over, magickal sparkles fly up whenever a key is pressed. Fun yet practical, replace your standard Windows calculator today!

RecBook is a very easy to use Bankbook Reconciliation Calculator designed for those with even the least amount of computer experience. Simply input your statement balance, add outstanding checks and deposits not shown on the current statement, enter your checkbook balance and the program will tell you if you are in balance or not, and if not, by how much you are off.

RecBook is NOT a checkbook register and as such will not record your data for permanent storage. When you shut down the software, all data is gone without a trace, protecting your personal information. Free from Adware, Spyware and Malware as with all PromoSoft products, your privacy is of utmost importance.

Have you ever wondered how much money that light left on all night is costing you in bills? Or that stereo that just seems to never stop playing from the kids room? How about which of your household appliances contribute the most to your monthly energy bills? 'Watt-U-Use' home energy calculator shows you the costs of running a variety of household appliances, so you can budget for your next utility bills. Calculates by any two of wattage, voltage, amperage. Shows a comparison between the least and most expensive appliance. Calculates cost per hour and cost per day for each appliance. Calculates an estimate for the next utility bill. Shows your estimated energy bill for the month, quarter and year. Lets you add any appliance (lights, stereo, washingmachine etc). Allows for any discounts or rebates on energy bills. Calculates kilowatt hourly charge rates. Fully customizable.

Dicom calculates, converts and computes. The first ever computing tool that deals with dimensions of physical quantities in mathematical expression, Dicom, has the answer to expression like: 30 mi./h.+6 ft./s.+15.24 m./s. to ft./s. Dicom can evaluate expressions anywhere in a rich text formatted document. It has a built-in rich text editor. Process your words, numbers, and measurements at one place.

Conventional software based calculator usually simulates the real calculators. Dicom has a calculator which is very different. It is rather an expression evaluator. And probably for the first time, you can evaluate dimensional expression. It has a unit converter too. That allows you to quickly convert from one unit to another. And as stated already, it has a built in rich text editor that can process texts as well as dimensional expressions.

Dicom document is rich text formatted (RTF) file, which is portable across many applications and platforms. Dicom document, however, is not meant to be a word processed file, there are already robust software to do that business of word processing. In a Dicom document you can write your formatted text and expression together which form the Dicom Input Document. Later you can process the file to evaluate the expressions within the document. Dicom will generate a
corresponding Output Document.

Dicom can be useful in many areas, especially in science and engineering. Besides the need of quick calculation or unit conversion, some possible applications of Dicom can be, design verification, quick estimates, surveying, laboratory calculation, research, student's work sheet, etc. If you find Dicom is helpful in your area, the Author would be pleased to know about that.

Orneta Calculator is a simple and easy to use application that acts like a standard scientific handheld calculator for Windows Mobile based Smartphone's. Just use your Smartphone when a separate handheld calculator is too much. Enjoy the simple access for quick calculation of difficult problems. Solve your math and science problems at work, school, the lab, or even on the road. You can perform any of the standard operations for which you would use a calculator, including basic arithmetic, such as addition and subtraction, as well as functions found on a scientific calculator, such as logarithms and factorials. It even has memory functions to save and recall the solutions. The history of all of the calculations and functions are displayed on the screen which can be scrolled for easy access. Advanced Features: Add, Subtract, Multiply, and Divide Save and Recall Memory functions Full degrees, radians, or grads calculation Percentage calculation and conversion Square Root, Sine, Cosine, Tangent Arc Sine, Arc Cosine, Arc Tangent

Never loose information again. With its ergonomic design, and automatic hyperlink recognition, NoteIT gives you seamless access to a calculator, text-to-speech reader, Web search results and any of your notes quickly, allowing you to backup, archive, search, print, password protect, hear and email your notes easily and fast. NoteIT was designed to be fast and to make it highly unlikely for users to loose any information. It allows you to back up to any drive, and it lets you search by date, title, content, or partial character strings. You can also pull up notes by quickly typing the first few characters of a note title. Additionally, NoteIT is compatible with any Apple iPod device and with most windows email clients, so you can email your notes without opening another program. The program also offers text-to-speech functionality. Other things you can do are export your notes into HTML, so you can post them in a web server, import notes, and change to different colorful skins that are available for free. Free email and phone support are also available.

pmaCalc combines a scientific calculator, binary arithmetik
for programmers, and unit converter in an interesting package.

In addition to a fair range of scientific functions, it has
an unusual numeric stack, and a binary mode that
supports decimal, hexadecimal, octal, and binary arithmetic,
with a full complement of logical operators and bit manipulation
instructions. It has7 lines: hex, oct, dec, bin, ascii, 2's compl.
and roman. Each line is clickable for new data input. The others
immediately reflect that data input in their respective bases.

You can enter expressions by pressing buttons or
by typing them in (it's advisable to take care with the
syntax), and the stack offers a flexible alternative to the usual
memory functions. You can use fixed,floating and sci. point modes.

Other features include a Euro converter that handles all European Union
currencies, 150+ Units and 500+ Convertions.

When you resize an image you change the number of pixels. In computer world this is how it is done - there is no inches or centimetres. But when you print out an image the printer uses a resolution that is expressed in DPI (dots per inch). Setting up DPI or the inch size for screen images makes little or no sense. And when an image is printed you can clearly see that the picture has a size in inches. How do pixels, DPI, and inches go together?
An example: an image should be printed as 6x4.5 inch in 300 DPI resolution. What should be the size of the image in pixels?

It is important that you need to set both values DPI and size. Mihov DPI to Pixel Calculator will suggest the size for your resizing, but you can choose your own. The program does not resize images, use Mihov Image Resizer to do that job.

Remember:
If the exact DPI/size is not an absolute requirement (for example by your printing house), then you should probably avoid any resampling. All printers should be able to resize the image into desired size.

Calculate the percentage of any number out of any number.
Great little tool to have on hand.

Easy Mortgage Calculator allows you instantly determine your monthly mortgage payments, total payments, total interest and prepayment savings with a fixed interest rate schedule. One time down payment or monthly prepayment calculation options are available. Major banks compete for your mortgage, refinance and home equity loan, make the right choice.

The Advanced IP Address Calculator is a freeware Windows 95/98/NT/2000/XP utility that lets you to calculate every aspect of your subnet configuration in a few mouse clicks! It was designed for any network engineer who needs a fast way to determine subnets.

For the information entered, the Calculator generates a color-coded bit map breaking down the network, subnet and host portion, shows you the subnet host address range, the subnet ID and subnet broadcast address. Important features like CIDR (Classless Inter-Domain Routing), the binary representation and hexadecimal representations of IP addresses are supported.

Numero is a calculator program that I made because I don't like the calculator that comes with Windows. Microsoft's calculator program only lets you type in one number at a time. Mine, however, can do the order of operations, so you can type in the whole expression at once. Numero has about everything that you would expect to see on a scientific calculator, including trigonometric and arctrigonometric functions. In addition to the text box that you enter the expression into, Numero has a text box that displays all of the expressions and answers that you have already calculated. I also added fading in and fading out effects when you open and close the program, and there are some options that let you customize the interface. You can change the colors of the window, and you can change how transparent it is.

Stop losing, start WINNING!

Many poker players cannot understand why they lose money playing good starting hands. The reason is- hand values fluctuate greatly depending on the number of people in the pot. (See for example these links: http://www.online-texas-holdem-poker.net/poker_strategy_expert.html http://www.pokertips.org/advanced/hvalue.php)

Poker Odds Calculator helps you to determine winning starting hands depending on the number of players in the pot.

This program calculates preflop odds to win in poker - Texas Hold'em.
The program shows your winning odds in games with 2,3,...10 players. This is the first odds calculator for PDAs.

Stop losing, start WINNING!

Many poker players cannot understand why they lose money playing good starting hands. The reason is- hand values fluctuate greatly depending on the number of people in the pot. (See for example these links: http://www.online-texas-holdem-poker.net/poker_strategy_expert.html http://www.pokertips.org/advanced/hvalue.php)

Poker Odds Calculator helps you to determine winning starting hands depending on the number of players in the pot.

This program calculates preflop odds to win in poker - Texas Hold'em.
The program shows your winning odds in games with 2,3,...10 players. This is the first odds calculator for PDAs.

Stop losing, start WINNING!

Many poker players cannot understand why they lose money playing good starting hands. The reason is- hand values fluctuate greatly depending on the number of people in the pot. (See for example these links: http://www.online-texas-holdem-poker.net/poker_strategy_expert.html http://www.pokertips.org/advanced/hvalue.php)

Poker Odds Calculator helps you to determine winning starting hands depending on the number of players in the pot.

This program calculates preflop odds to win in poker - Texas Hold'em.
The program shows your winning odds in games with 2,3,...10 players.

Smart Gambler's Calculator allows one to calculate the main parameters for fixed-size and fixed-fraction betting.

The main input parameters are grouped into several groups. The first group contains data about the properties of a single bet: probability of winning the bet, and the payoff (prize-to-bet ratio). The second group contains parameters of the gambler's "comfort zone": bankroll, number of games to play (or number of bets to place), and desired profit or prize-to-win in these games/bets.

The calculator shows the expected value (profit/lose in the long run) and standard deviation (variability) of this gambling or investment opportunity.

For the fixed bet, the probabilities of reaching the goal and of losing the bankroll are calculated.

For the fixed-fraction betting strategy, the optimal fraction (percentage) of bankroll is determined.

In contrast to Kelly's system, in which it is assumed that a player is a risk-averse person (so not a gambler) and which is applicable only to games with positive expected values, this system has none of these restrictions. The optimality is determined in the following way. First of all, the optimal fixed-fraction bet should minimize the probability of ruin. In theory, if money were "infinitely divisible," the probability of ruin in fixed-fraction betting is zero. The second objective/criterion is to maximize the probability of reaching the established goal, and the third objective/criterion is to maximize the expected value of the player's bankroll, subject to restrictions set by the previous criteria.

Smart Gambler's Calculator allows one to calculate the main parameters for fixed-size and fixed-fraction betting.

The main input parameters are grouped into several groups. The first group contains data about the properties of a single bet: probability of winning the bet, and the payoff (prize-to-bet ratio). The second group contains parameters of the gambler's "comfort zone": bankroll, number of games to play (or number of bets to place), and desired profit or prize-to-win in these games/bets.

The calculator shows the expected value (profit/lose in the long run) and standard deviation (variability) of this gambling or investment opportunity.

For the fixed bet, the probabilities of reaching the goal and of losing the bankroll are calculated.

For the fixed-fraction betting strategy, the optimal fraction (percentage) of bankroll is determined.

In contrast to Kelly's system, in which it is assumed that a player is a risk-averse person (so not a gambler) and which is applicable only to games with positive expected values, this system has none of these restrictions. The optimality is determined in the following way. First of all, the optimal fixed-fraction bet should minimize the probability of ruin. In theory, if money were "infinitely divisible," the probability of ruin in fixed-fraction betting is zero. The second objective/criterion is to maximize the probability of reaching the established goal, and the third objective/criterion is to maximize the expected value of the player's bankroll, subject to restrictions set by the previous criteria.

Currency calculator with tape - emulation of desktop printing calculator.
Easy and simple, can be operated entirely by keyboard.
Supports copy/paste, undo for last operation. The tape can be printed or copied to clipboard

The free Simplebean Health Guide quickly calculates your health statistics and targets. To plan a healthy diet, you get important health information such as your Body Mass Index (BMI), Basal Energy Expenditure (BEE), personalized daily calorie requirements and targets, and the target weight for your frame size. The health guide even breaks down your daily calorie target into carbohydrate, protein, and fat needs. It is excellent for weight loss or maintenance. An on-line help system guides you through the process, helping you with all input, and defining all terms. The help system also gives you access to on-line articles about nutritional and activity needs of a healthy mind and body. This is not a trial version. It is a free tool to speed you to your healthy and happy body.

SkinCalc, which is completely free, features standard and advanced calculator functionality, a spreadsheet interface, and skins. Skins make it possible to change the layout and functionality of the software, with effects that include non-rectangular shapes, user-configurable transparency and alpha channel translucency. More than 100 skins are available from the sites listed at skincalc.com, which also has instructions to create your own skins.

The StockMonkey share calculator is an application designed to make all share investment decisions a snap. Simply input your current trading conditions, input the number of shares purchased and initial/final share price at which you will trade and the StockMonkey will calculate all complex variables for you. All you have to do is decide whether or not to buy/sell your shares. This is a full version freeware product. Features include:

1. Easy to use interface - StockMonkey's generic layout is simple and easy to use/understand.

2. Flexible parameter setting - StockMonkey can cope with all of the most common trading conditions for buying/selling shares.

3. Fully integrated online/offline help and support included.

4. Powerful result set - StockMonkey calculates all the important well know statistics and other not so well know but just as important statistics in less than a second saving you hours of pouring over a calculator. StockMonkey is ideal for those who are active day-traders to those who only dabble on the stock market occasionally.

StockMonkey levels the field between the average home investor and the professional stockbroker and hey, it's free.

This version features added support for marginal purchases.

orangeCalc 2005 is a easy calculator, where you can quick make calculations without switching to an complex application.

you can also quick make calculations in collapsed mode via the numeric pad.

its always on top and turns transparent if not active
(as big as the titlebar of any application)

orangeCalc 2005 supports following features :
> smartbar always on top -> transparent if not in use
> no need for space on desktop
(because it's as big as the titelbar of any running app.)
> easy and simple

The free program Permutation reorders the elements in the sequence. This program generates all possible arrangements for example, if the user enters the word ?asd?, program will display all possible variants ads, asd, das, dsa, sad, sda. The program interface is quite simple so even if you are a beginner you can use it without any trouble.

Calorie Burn Calculator - Find all possibilities to burn your calories. This handy software will give you insight in all possibilities with almost 100 activities and ways to rationally spend your energy. This ultimate tool will help you to plan your daily workout. Using the basic info such as activity, duration and body weight, it will calculate your calorie consumption in seconds giving you the best possible solution to spare your time.

Unit Conversions 2000 is a small utility that will allow you to quickly convert units of measure from one system to another. Facilities are included to convert various Lengths, Weights, Volumes, Areas, Density, Power and Scale measurements.

The Health-And-Fitness-Calculator is a fun, easy to use tool for calculating BMI, or Body Mass Index, as well as doing a general assessment of related conditions such as diabetes and CVD. Just input your height, weight and waist size and with the click of a button the Calculator will generate and easy-to-read report. You can also export your health report to your clipboard.

Gold Calculator Lite Computes Gold, in Kilos, Oz, Dwt, grams, and grains to market price. A Must For All Jewelry Professionals, Pawnbrokers, Jewelers, Refineries, Investers, Laylmen. Just enter Gold Spot or Market Price and Gold Calculator Lite will do the rest. No system requirements. Uses virtually No system resources. The latest Runtime files are included with the application. Its Freeware. There is a big difference between this Freeware version and full version of Gold Calculator. Awarded Five stars at ninteen different leading software sites.

Calculate for free your Zone Diet menu in minutes with access to the best Zone Diet channels, selected and reviewed specifically for the Zone Diet user. Find full list of recipes, supplemental resources and suppliers of Zone Diet meals delivered at your home daily. All this comes free with no charge and additionally you will get a secure browser with popup blocker and security cleanup measures specifically designed and customized.

Calculator Prompter is a math expression calculator. You can evaluate expressions like sin(cos(tan(pi)))#2%10^3 Calculator Prompter has a built-in error recognition system that helps you get correct results: - Paste operator here; - Paste number here; - Missing '('; - Missing ')'; - Unknown symbol ... etc. With Calculator Prompter you can enter the whole expression, including brackets, and operators.You can use Calculator to perform any of the standard operations for which you would normally use a handheld calculator. Calculator performs arithmetic, such as root (#) and power (^).It support standard functions and constants.It has a simple and easy-to-use interface. It is free calculator software. Try it now.

This is a small calculator that will stay on top all the time while your working. Converts Decimal to Hex, Binary, and returns Ascii characters. All keys have tool tip text to easily find keyboard shortcuts.

Easy free small Calculator and Euro converter. Stay on top, remove conversion and remove keyboard options.

This simple currency calculator instantly converts base world currencies and updates exchange rates with a single button click. Cross currency exchange rates calculation is based on US dollar rate.

Simple Mortgage Calculator instantly determines your monthly mortgage loan payments, total payment amount, total interest and prepayment savings given a fixed interest rate schedule. Monthly prepayment calculation or one time prepayment (down payment) options are also available.

Do your financial planning now! Tax Brackets Calculator 2005 shows tax brackets for federal income tax years 2000-2005, calculates you federal tax given your taxable income and estimates average tax rate based on your filing status: single, married filing jointly, married filing separately or head of the household. Simple to use, this handy tool provides quick tax help to individuals and CPAs in the USA.

FREE! Have you ever wondered whether it was worth it to drive a few extra miles to save a few cents per gallon on your next gas purchase? The Gas Price Calculator will give you the answer.

This simple man-hours calculator is an easy manager tool that figures out if you have the man-power available to handle your employee coverage needs to get the job done. The program calculates your needed man-hours and the available man-hours, and then compares the two, showing you how many man-hours you are over, or under.

Time calculator and spreadsheet, graph, saving and export to csv, MySQL and html.
Serial port access, auto logging. No timer limit, precision of 1, 10 or 100 milliseconds, software calibration.
Simple entering of time values, auto correct function, conversion between time format and different units from milliseconds up to years.
The distribution includes a metronome and a little alarm clock.

Calculations:
Addition (multiple values of the same type),
Subtraction (multiple values of the same type),
Multiplication (2 values: time*float, float*float),
Division (2 values: time/time, time/float, float/float),
Conversion (time=>float, float=>time; units: y, d, h, m, s, ms),
Average (multiple values of the same type),
Maximal common divisor (multiple positive times or integer values),
Minimal common multiple (multiple positive times or integer values, deviation),
Increment/decrement by a specified number (multiple values),
Trigonometry (1 value: time or float; deg/rad mode; deg/rad conversion)

Saving options:
Save, save as,
Append data (save a copy),
Backup (manual or automatic),
Logging (manual or automatic),
Formatted export / import (txt, csv, MySQL),
Export to html / import from html (incl. Graph)

This free real estate calculator for Windows helps you determine whether purchasing a home or renting is your best option. Free Rent or Buy Calculator is a real estate calculator designed for Windows 95, 98, ME, NT, XP and Vista systems. It offers integrated help, provides automatic hints, and offers Wheatworks' integrated Upgrade Center for easy, online updates.

Chart, analyze, and compare your biorhythms to discover your good and bad days, avoid threats, and achieve goals in professional new software using latest technology.

Powerful, easy-to-use biorhythms analysis application that is ideal for making personal forecasts and biorhythm charts. Has support for 12 cycles: Physical, Emotional, Intellectual, Intuitive, Mastery, Passion, Wisdom, Aesthetic, Awareness, Spiritual, Perception, Psychic, and Success.

See your biorhythms in various views: Graph, Chart, Calendar, Table, Timeline, Text, Report, and cohesive Threats and Opportunities View.

Has many advanced features such as biorhythms analysis for several people, moon phases, astrology and numerology support. It features the concept of activities that enables you to use biorhythms in a more practical ways. Popup alerts when your biorhythms state undergoes important transformations, Lots of visualizations that help you judge your biorhythms status at a glance. Easy first-time setup allows you to get started instantly. Office 2007 user interface makes use more enjoyable. State of the art navigation system makes it a breeze to adjust your biorhythms report. You can even export your biorhythms information to Outlook to get its reminders and other nice features.

Want a quick, good-looking, easy-to-install health calculator for your web site? Look no further! The Quick Health Calculator is a free program for your web site that measures the BMI (Body Mass Index) of a visitor as well as risk for weight-related illnesses. The Calculator is sleek, and very easy to adjust to the look and feel of your web site. The calculator is validated in both JavaScript and PHP to insure easy of use for visitors.

Best of all, Quick Health Calculator is free to use on as many web pages and web sites as you want!

This free option pricing calculator can be used to calculate: Call Price, Put Price, Gamma, Delta, Theta, Vega, Implied Volatility. This option pricing calculator has three option pricing models to caculate prices: Black-Scholes Option price, Binomial American option price and Binomial European option price

Absolutely the best and easiest to use feet and inches (Architectural) calculator. The feet and inches calculator accepts all commonly used types of feet and inches input. The simple interface makes it extremely easy to use. The calculator can be closed to your system tray so it is always at your fingerips and ready to use. The units that can be shown are: Feet and Inches, Decimal Inches, Decimal Feet, and Millimeters. This feet and inches calculator has the ability to run in compact mode and accepts all input (including the feet and inches designators) from the numpad which make it extremely easy to use.

Absolutely the best and easiest to use tools for the steel construction industry. The feet and inches calculator accepts all commonly used types of feet and inches input. The simple interface makes it extremely easy to use. The toolbox inculdes a stair solver, triangle solver, circle solver, and a steel shapes viewer. The Resource Browser is a web browser with built in links to many valuable resources for the steel construction industry. The calculator can be closed to your system tray so it is always at your fingerips and ready to use. The units that can be shown are: Feet and Inches, Decimal Inches, Decimal Feet, and Millimeters. This feet and inches calculator has the ability to run in compact mode and accepts all input (including the feet and inches designators) from the numpad which make it extremely easy to use.

A bot is a program used to automatically play poker in an Internet poker game. It is programmed to play in a certain way based on mathematical formulas. Hour after hour, as long as the game continues, the bot plays tirelessly on. You do not need to know anything about poker to win. Simply let Holdem Bot rake pot after pot while you take a nap or go out with the dog.

Holdem Bot is a FREE bot with very high IQ. It's way better than the average poker player since it has been trained on over 500MB of hand history. Take your chance and get your extra income. It's worth some mouse clicks, I promise... Download Holdem Bot now!

You have some extra cash and wonder whether to pay off debt or to invest it. It's a decision some make without careful consideration. But it has long term consequences. This free calculator shows you the future effects of an investment versus the effects of paying down a current debt. You need only three number: the amount available to invest, the anual interest rate on your current debt, and your investment's annual return.

This free financial calculator offers integrated help, provides automatic hints, and offers easy, free, online updates.

Time Calculator is a useful little utility to perform arithmetic on time units. Unlike 'regular' calculations, time values are different. Adding, subtracting, dividing and multiplying time units can be a tedious task. Not anymore! With Time Calculator, you can do all those things easily using a graphical interface that looks just like a calculator. It's an excellent and useful addition to your software utility collection.

Calculator.NET is an enhanced version of the standard calculator in Microsoft Windows. It uses RPN (Reverse Polish Notation), which is used by many pocket calculators, e.g. from HP. If you have used a HP 11/28/32/42/48, or any other RPN calculator, you will feel right at home. Some of the enhancements included: RPN, extended function set, and customizable user interface. This program is completely free.

ESBCalc is a Freeware Windows Scientific Calculator with Infix Notation, Brackets, Scientific Functions, Memory, Optional Paper Trail, Result History List, Customisation of the Colours and Fonts used, Customisation of the Hints, and more. Functions include Trigonometric, Hyperbolic, Logarithmic - Base 10, Base 2 and Natural - and many more. Now includes Prefix Function support so that Log (1.3) can be entered as log 1.3 rather than as 1.3 log which is the default behaviour.

Looks best with Windows XP in 800x600 (or better) and 32-bit colour. Includes support for Windows Vista.

Portable Version also available.